Purchasing HDB with NON citizen Spouse

[ibanezjem555]

Happy New Year Bros..
You buy 2 rm now, later she will say too small, must get bigger one.. go straight to 3, 4 or 5 room if possible
Bros here gave good advice.. if you above 35 etc etc..
From what I read, Vietnam ladies can be very mercenary (not saying yr Vietnam lady is..). They can leave child with Sporean hubbied n go back to Vietnam to start a new life etc.. without second thought of child left behind..
Buying a flat under yr own name using excuse of govt red-tape would buy you something to fall back on .. just in case..

[maddog4649]

Not to mention a 15k premium when your spouse is a foreigner. You can get back the premium when she becomes a PR though but you need to front the premium upfront

[noobcomer]

Originally Posted by ahboyb0y

Hi Bro,

I couldn't find any thread related to purchasing HDB with NON citizen Spouse.
I believe some of you guys already did it, i checked the HDB Website.. for purchasing a new BTO with a NON Citizen Spouse you only able to purchase 2 Room flat..
I spoke with my wife about it.. She ok to stay at 2 room flat since we unable to purchase 3 room BTO..

Do any bro here stay with your spouse in 2 room BTO flat?
Is it really small?
Let's say we plan to have 1 more baby.. is it possible to stay in there?
and last question...
Now new bto 2 room flat is mix with 3-5 room?
Example. floor 15 - there will be mix of 2-5 room flat right?

Thank you!

i was in same situation before. IMO it is better to buy a 3rm resale flat BUT do not use the government grant as you will use up your very important 1st chance to buy a subsidised flat. Unless you can get a very high amount of grant base on current rules. (your grant only half of others because only 1 SG)

Last time my time I can only get 11k grant and when you sell need to pay all back somemore. If you buy a normal 4rm for 1st time will usually get profit and only need to pay back same amount of grant as resale grant (so usually you can get 100k windfall)

So get a small resale first, and apply for PR then SC. When you have SC then go apply a new 4rm flat.
If both your salary is not high, I think you can try renting from government? I think they have some new schemes in the recent years

[LickLassy]

Originally Posted by ahboyb0y

Yes, aware of it.. we dont want resales.. how long it takes to turn to PR?
No child at the moment.. if i have a child i can apply 3 room and above already.

You do more RC work, carry the balls of the MP (must be white MP, not other colours) then your wife has higher chance