[hakone]

Originally Posted by fnulnu99

Class A ward in a community hospital is approx $250/day, excluding medicine..

Hospital will require a down payment every 20 days, either cash or credit card. So that's easily $5,000 every 20 days. This is before deduction from your Medisave or Medishield.

Deduction from both account is a single deduction per month capped at $2,500 So you have to pay the difference in cash...

If hospitalization stay is short, recover and discharged within a week, I think that's still can manage.

But if the stay is long because of complication or the patient is at end stage of life, it may be a stay of a month, or even longer....the bill will continue to pile on.

Even if you have balance or excess in your Medisave, you can't touch it at all because of the capped of $2.5k/month.

Anything more incurred, like a single immunotherapy drug (for some cancer patient) can easily cost $6.5k. And this usually required every 3 weeks for 6-7 sessions. So, any extra you have to cough out cash...

In conclusion, you can get sick in Singapore but better hope and pray you die fast (especially if you don't have any private insurance).

Buy a private shield plan that you can afford while you are healthy. Don't rely on employer's medical coverage because you don't work for them for life.