That is actually quite a powerful suggestion Yummybear, i would up you if i could.
For brother who don't have loving families to think about, another variation on the technique is to make a deal with yourself that if you go to hc/tn or whatever, then you must spend an equal amount doing something you hate or spending it on someone you hate.
Since I'm basically an evil person, I just make a deal with myself that if I spend $200 on hc this week then I will have to donate $200 to charity. Most times, it's enough to stop me LOL.
I did a quick search on the net on freezing cards in ice and whether they will get damaged or not and there are some other sites that suggest doing it to control your credit card usage.
So freezing it shouldn't damage it unless you defrost too quickly by putting it in the microwave oven because you can't wait to draw money to go bonk your fav girl.
hmmmm....i feel like i should include a disclaimer about freezing cards somewhere in my post using ultra tiny fonts.