Quote:
Originally Posted by fallen11
I got a friend who is the reverse of u.
60k income, 90k CC debt.
|
I can identify. Years ago, I was in the exact same situation. 60k income. 90k debt. It was the worst period of my life. Every month earn money just to pay all CCs min sum. The debt was used to get married, housing , reno, car etc. Fortunately, I am now past it. Accumulated a large savings. Never borrowed again from any source. Own only 1 CC. Low limit. Paid in full every month. Everything else use cash. No money no buy.
TS, you need to be mentally strong this period. Once you recognise you cannot continue down the same road, you will make the necessary changes / plans. All the best!