[TenSanYi]

I did share with her my problem and concerns and she do understand about it. Presently I am taking my part time study in Dip which is one of the reason for my monthly bills although I really want to take up a Degree asap but financial wise is very unstable.

Originally Posted by Ken79

TS bro, the worst thing to do is rejecting her and not giving her any specific reasons.
You should tell her all your concerns and worries that u mentioned here, let her weight the situation and decide does she still dare to marry u and go through this together or leave u.

But i assume she's serious about the r/s, u guys should plot a road map of career path first, towards financial stability.
How to upgrade yourselves through courses, after which change jobs with better prospects, how long u allow yourselves to achieve this.
I would assume 2-3 years as a realistic timeline.

After which then talk about marriage which is going to involve a lot of money, so better do something about your income first in order not to have so much problems in the long run, buy house, renovate, kids, aging parents are all serious expenditures.