[kurtis]

aiya, this kind of removing name from property issue is so common.

it's just removing 1 of the owners name from the property.

first, ask your husband to check with the bank, and they will do it for you. they will valuate the price of the property, remaining loan, then assess how much loan your husband can take.

eg.

value of house is 1 mil

outstanding loan 400k

your contribution (cash & cpf) 200k

husband contribution 400k

outstanding loan 400k + your contribution 200k = 600k

your husband just need the bank to give him a new loan to pay you back the 200k.

if your husband is earning a steady income, I'm sure he shouldn't have problem getting a loan to pay you back your CPF.

you don't have to worry that he need to sell the house.